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Business & Finance · Updated Aug 2026

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

JVS 2.0.0-phase4b
AI Exposure
66/100
High

How much of this occupation’s work can be materially affected by current AI systems.

Replacement Risk
60/100
High

How likely exposure is to translate into reduced human demand.

Includes provisional estimates for AI adoption pressure and labour-market resilience. How this is measured

Evidence quality
Confidence81/100
Task coverage82%

Confidence reflects task coverage, mapping and capability-evidence quality, and how much of the score rests on provisional inputs.

Task-level evidence

What is driving the score?

Occupation scores are built from the task mix—not a single prediction about a job title.

JVS 2.0.0-phase4b
TaskImportanceAI impactExposure
Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.High
65
Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.High
73
Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.High
72
Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.High
74
Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.High
74
Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.High
71
Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.High
54
Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures.Medium
69
Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.Medium
76
Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact.Medium
72
Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management.Medium
37
Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection.Medium
73
Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases.Medium
71
Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures.Medium
39
Most exposed

Where AI can do more

Routine, digitized, and highly repeatable tasks face the greatest pressure.

  1. Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.76
  2. Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.74
  3. Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.74
  4. Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.73
Hardest to automate

Where people still matter

These tasks score lowest on automation feasibility—physical presence, judgement, accountability and real-world variability all resist end-to-end automation.

  1. Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management.01
  2. Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures.02
  3. Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.03
  4. Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.04
  5. Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.05
Where else this work leads

Related occupations

Occupations O*NET links to this one. Relatedness reflects shared work, not a claim that these roles are safer.

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Beyond AI capability

Adoption and labour-market outlook

Structural factors are kept separate from raw capability so you can see what actually resists automation. Adoption pressure and labour-market resilience are still provisional models—25% of this occupation’s replacement-risk weight rests on them.

Human dependency68
Physical dependency17
Adoption pressure59
Labour-market resilience51
Methodology & sources

O*NET 30.3 occupational data interpreted through the JobsVsAI capability, automation and structural-constraint models.

Confidence81/100
CalculatedAug 21, 2026
Read methodology →