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Sales · Updated Aug 2026

Insurance Sales Agents

Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.

JVS 2.0.0-phase4b
AI Exposure
65/100
High

How much of this occupation’s work can be materially affected by current AI systems.

Replacement Risk
58/100
Moderate

How likely exposure is to translate into reduced human demand.

Includes provisional estimates for AI adoption pressure and labour-market resilience. How this is measured

Evidence quality
Confidence82/100
Task coverage86%

Confidence reflects task coverage, mapping and capability-evidence quality, and how much of the score rests on provisional inputs.

Task-level evidence

What is driving the score?

Occupation scores are built from the task mix—not a single prediction about a job title.

JVS 2.0.0-phase4b
TaskImportanceAI impactExposure
Customize insurance programs to suit individual customers, often covering a variety of risks.High
71
Explain features, advantages, and disadvantages of various policies to promote sale of insurance plans.High
73
Perform administrative tasks, such as maintaining records and handling policy renewals.High
74
Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.High
73
Select company that offers type of coverage requested by client to underwrite policy.High
71
Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.High
62
Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance, or specialized policies, such as marine, farm/crop, and medical malpractice.High
53
Plan and oversee incorporation of insurance program into bookkeeping system of company.Medium
72
Contact underwriter and submit forms to obtain binder coverage.High
74
Develop marketing strategies to compete with other individuals or companies who sell insurance.Medium
64
Confer with clients to obtain and provide information when claims are made on a policy.High
61
Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms.Medium
74
Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.High
49
Inspect property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.Medium
55
Monitor insurance claims to ensure they are settled equitably for both the client and the insurer.Medium
40
Most exposed

Where AI can do more

Routine, digitized, and highly repeatable tasks face the greatest pressure.

  1. Perform administrative tasks, such as maintaining records and handling policy renewals.74
  2. Contact underwriter and submit forms to obtain binder coverage.74
  3. Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms.74
  4. Explain features, advantages, and disadvantages of various policies to promote sale of insurance plans.73
Hardest to automate

Where people still matter

These tasks score lowest on automation feasibility—physical presence, judgement, accountability and real-world variability all resist end-to-end automation.

  1. Monitor insurance claims to ensure they are settled equitably for both the client and the insurer.01
  2. Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance, or specialized policies, such as marine, farm/crop, and medical malpractice.02
  3. Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.03
  4. Explain features, advantages, and disadvantages of various policies to promote sale of insurance plans.04
  5. Perform administrative tasks, such as maintaining records and handling policy renewals.05
Where else this work leads

Related occupations

Occupations O*NET links to this one. Relatedness reflects shared work, not a claim that these roles are safer.

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Beyond AI capability

Adoption and labour-market outlook

Structural factors are kept separate from raw capability so you can see what actually resists automation. Adoption pressure and labour-market resilience are still provisional models—25% of this occupation’s replacement-risk weight rests on them.

Human dependency69
Physical dependency30
Adoption pressure56
Labour-market resilience56
Methodology & sources

O*NET 30.3 occupational data interpreted through the JobsVsAI capability, automation and structural-constraint models.

Confidence82/100
CalculatedAug 21, 2026
Read methodology →